Any Canadian resident up to the age of 99 can be enrolled, regardless of medical history or status. You can plan for yourself, or another family member. Payment terms and eligibility for TruStage products are determined by age. You do not need a medical exam to be enrolled, but you may be asked the following health questions to determine the type of coverage you qualify for:
1) Is the Applicant currently confined to a hospital or nursing home, or has the Applicant ever been diagnosed as having a terminal illness, Alzheimer's Disease, tested HIV positive or been treated for or advised that he/she had AIDS-related conditions?
2) During the past five years, has the applicant ever been treated for, or been diagnosed as having:
Disease or disorder of the heart, circulatory or vascular systems, stroke or any cancer?
Disease or disorder of the lungs, liver or kidney; alcoholism or drug abuse?
Brain disorder or tumor, seizure, paralysis, psychosis, lupus or multiple sclerosis?
Blood disease or disorder, or both high blood pressure and diabetes together?
If you answer "yes" to any of the health questions, there may be limited coverage during the first 24 months. If death occurs during the limited coverage period, all monies paid are returned to you, plus interest.